All credit welcome
Get Approved Today
Low down payments · fast in-house approval · about 2 minutes.
Half down. 6 months. 0% interest.
Our Buy-Here-Pay-Here program — pay half down, the rest over 6 months. No interest, ever.
Why you can trust us
Buying here is easy
All credit welcome
Good, bad, or none — we finance in-house. Your job is your credit.
Fast, same-day approval
Quick in-house approval and low down payments. No bank runaround.
Inspected & ready
Every car checked over before it leaves the lot. Local, family-run.
Browse by type
Find your kind of car
The lot
Cars For Sale
Financing
Apply For Financing
All credit welcome. Takes about 2 minutes — we'll call you back fast.
Estimate your payments
Half down · 6 months · 0% interestOur Buy-Here-Pay-Here plan — see your numbers in seconds.
Down today—
Every 2 weeks—
Term13 pmts · 6 mo · 0%
Estimate only — half down, balance over 6 months (13 biweekly payments), zero interest. Tax & fees due at signing.
SECURED · SSL ENCRYPTED
Car Factory PAY
My Account
Pay your account. Anytime.
Car FactoryPAY
Pay your account. Anytime.
We'll text a 6-digit code to the phone on file. No password needed.
Visit
Find Us
Stop by the Orange City lot or send a message.
Car Factory — Orange City
Hours
Mon–Fri 9:00a – 7:00p
Sat 9:00a – 6:00p
Sun Closed
Sat 9:00a – 6:00p
Sun Closed